As an independent Insurance Broker I am affiliated with multiple Insurance Companies thus able to provide the best product most suited to individual needs.

Personal Life Insurance

• To benefit dependants
• Mortgage protection
• Replace lost income and payoff debts

Business Life Insurance

• Key Man insurance
• Provide benefit to employees

Both can be met with any of the following:

• Term Insurance: less costly with the option of return of premiums
• Whole Life Insurance: cash building
• Universal Life Insurance: combination of Term and Whole Life Insurance offering flexibility in the plan